Barclays

Good banking in practice comes down to understanding what you actually need versus what marketing promises. Someone managing personal wealth needs different things than a contractor juggling multiple business accounts; a young professional starting out needs different support than an established family office. Real competence in banking shows itself in whether advisors ask genuine questions about your situation before recommending solutions, whether they explain fee structures clearly, whether they respond when something goes wrong, and whether they're willing to discuss alternatives instead of just selling their own products. In a city like Randburg where money moves fast and opportunities don't wait, banking quality gets measured by how reliably someone handles the complicated bits when pressure is on.